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619.440.3708

Professional Liability in El Cajon, CA and surrounding areas

Mistakes Happen

In today’s litigious society, lawsuits against businesses are common. And as a business owner, you need to be prepared to protect the integrity of your company if an incident or mistake turns into a claim.

At Swanson Insurance Agency, we understand that mistakes happen. That is why we are committed to helping you create a Professional Liability policy that keeps your day-to-day operations protected should your business be held legally liable.

Gather more information on Employer's Liability Coverage from the informational video below, courtesy of our partner Traveler's Insurance:

What Does Professional Liability Cover?

While it is important for your business to have general liability coverage for property damage and bodily injury, Swanson Insurance Agency recommends adding Professional Liability Insurance to your business portfolio because it insures the people and/or entities of your business from negligent claims made by third parties, or even internal sources.

From failure to render a service to malpractice suits, Professional Liability can provide a wide variety of options, such as:

Errors and Omissions Liability (E & O) – E & O covers any mistakes made by employees who work on behalf of your business, if your business charges fees for your services. It can include coverage for any errors such as failure to perform or violations of contract. Depending on your industry, your insurance needs will vary.

Directors and Officers Liability (D & O) - Having financial protection for your business’ Directors and Officers can prevent loss in the event that they are held liable from actions related to their corporate positions. This can include anything from conflicts of interest to mismanagement of company assets and violation of laws.

Fiduciary Liability - Fiduciary covers claims that involve the violation of the Employee Retirement Income Security Act, or ERISA. If a manager, for example, violates the financial obligations of ERISA, having the right coverage can protect your company if held liable in situations from imprudent investments to failure to enroll employees.

Employment Practices Liability - With proper insurance, your business can be protected if a worker claims that his or her rights have been violated. This can include violations from sexual harassment and discrimination to violations of the Americans with Disabilities Act (ADA), mismanagement of employee benefit plans, and wrongful termination.

Contact a representative with Swanson Insurance Agency today to prevent mistakes and errors from becoming major losses for your business.

 

Our Location

Swanson Insurance Agency

1161 E Main Street, #201
El Cajon, CA 92021
Main office: 619-440-3708
Toll free: 800-399-9848
Fax: 619-588-1917

Office Hours:

Mon: 8:00 AM - 5:00 PM
Tues: 8:00 AM - 5:00 PM
Wed: 8:00 AM - 5:00 PM
Thurs: 8:00 AM - 5:00 PM
Fri: 8:00 AM - 5:00 PM
Sat: Closed
Sun: Closed

Our Providers

Testimonials

We have been customers for many years. We are quite satisfied and would refer/recommend your insurance company happily.
- Wilma J. El Cajon, CA
I was unhappy with my previous insurer. This agency has a high regard for integrity and that is important to me. This agency is extremely professional in all situations. This agency is very knowledgeable on all topics related to my insurance/finances. The customer service at this agency is bar none. I was very very pleased with the personal attention I received and feel confident that my best interests are my Swanson agent’s priority.
- Chris K. El Cajon, CA
This agency has been able to save me money! This agency has offered me more coverage! This agency came highly recommended by someone I trust. This agency was able to consolidate my policies. This agency has a high regard for integrity and that is important to me. This agency is extremely professional in all situations. This agency is very knowledgeable on all topics related to my insurance/finances. This agency looks at everything and offers very practical solutions. The customer service at this agency is bar none.
- Jim S. Alta Loma, CA
This agency has been able to save me money! This agency came highly recommended by someone I trust. This agency has a high regard for integrity and that is important to me. This agency is extremely professional in all situations. This agency is very knowledgeable on all topics related to my insurance/finances. This agency looks at everything and offers very practical solutions. The customer service at this agency is bar none.
- Tracey M. El Cajon, CA
Great customer service, prompt answer to insurance questions, and professional demeanor dealing with agents.
- Josue A. Chula Vista, CA
This agency has been able to save me money! This agency has a high regard for integrity and that is important to me. This agency is very knowledgeable on all topics related to my insurance/finances. This agency looks at everything and offers very practical solutions. The customer service at this agency is bar none.
- Robert F. El Cajon, CA
This agency has been able to save me money!
- Jenni M. Modesto, CA
We are very happy with our coverage and cost for that coverage. The service you provided was professional and done in a timely manner. We feel confident that we will get the best service from your company.
- Robyn F. San Diego, CA
Always helpful,good customer service!
- Sharon S. San Diego, CA
This agency has been able to save me money! This agency has offered me more coverage! This agency has a high regard for integrity and that is important to me. This agency is extremely professional in all situations. This agency is very knowledgeable on all topics related to my insurance/finances. The customer service at this agency is bar none. I have been with Swanson for years and would not change for any reason. Totally satisfied with the services they provide me over the years.
- Patricia M. Santee, CA
This agency was able to consolidate my policies. This agency has a high regard for integrity and that is important to me. This agency is extremely professional in all situations. This agency is very knowledgeable on all topics related to my insurance/finances. This agency looks at everything and offers very practical solutions. The customer service at this agency is bar none.
- Bunny R. San Marcos, CA
This agency has a high regard for integrity and that is important to me. This agency is extremely professional in all situations. This agency is very knowledgeable on all topics related to my insurance/finances.
- David F. Sacramento, CA
We have been with Swanson for at least two decades and they have always been very responsive and helpful with all my insurance needs. I would recommend them to anyone.
- Kathy O. El Cajon, CA
This agency has been able to save me money! I have been with Swanson Insurance for over 20 years.
- James G. El Cajon, CA
This agency has been able to save me money! This agency has offered me more coverage! This agency came highly recommended by someone I trust. This agency has a high regard for integrity and that is important to me. This agency is extremely professional in all situations. This agency is very knowledgeable on all topics related to my insurance/finances. This agency looks at everything and offers very practical solutions. The customer service at this agency is bar none.
- Celia D. San Diego, CA
This agency has been able to save me money! This agency has a high regard for integrity and that is important to me. This agency is extremely professional in all situations. This agency is very knowledgeable on all topics related to my insurance/finances. The customer service at this agency is bar none.
- Robert F. El Cajon, CA
Jim was very knowledgeable in regards to making sure I had the proper coverage. He was very thorough in assessing the coverage I needed for my company and didn’t add on any coverage that I didn’t need. I wasn’t sure if I was going to be able to keep my doors open from high premiums. But Jim shopped around and found great coverage with affordable premiums. I highly recommend Swanson Insurance Agency.
- Scott A. El Cajon, CA