Call Us Today:
619.440.3708

Liability Coverage

Ensure that You’re Insured.

If an accident happens, having the right amount of insurance can benefit you personally, financially, and legally. With Liability Coverage, you can be insured if you’re held responsible for a car accident by having any medical payments for injuries sustained to drivers, passengers, and pedestrians, as well as bills for property damage covered.

If you become legally liable as a result of a collision, liability also helps to pay for legal defense costs if you get sued.

Components of Liability

There are two main components to Auto Liability: Bodily Injury and Property Damage liability.

  • Bodily Injury Liability helps pay for the costs associated with another person’s injuries, including medical expenses, loss of income and pain and suffering.
  • Property Damage Liability takes care of any expenses that arise from damage caused by you to another driver’s vehicle or property.

If you’re involved in a serious auto accident, Liability Coverage can benefit you by providing critical protection against the loss of your home, savings, and income. Not only is having liability a good idea, but most states require that drivers have it in order to be legal on the road.

It’s important to have enough insurance to keep all of your assets protected and not all auto policies are the same. Contact a representative with Swanson Insurance Agency today for more information about what Liability Coverage can do for you.

Our Location

Swanson Insurance Agency

1161 E Main Street, #201
El Cajon, CA 92021
Main office: 619-440-3708
Toll free: 800-399-9848
Fax: 619-588-1917

Office Hours:

Mon: 8:00 AM - 5:00 PM
Tues: 8:00 AM - 5:00 PM
Wed: 8:00 AM - 5:00 PM
Thurs: 8:00 AM - 5:00 PM
Fri: 8:00 AM - 5:00 PM
Sat: Closed
Sun: Closed

Our Providers

Testimonials

We have been customers for many years. We are quite satisfied and would refer/recommend your insurance company happily.
- Wilma J. El Cajon, CA
I was unhappy with my previous insurer. This agency has a high regard for integrity and that is important to me. This agency is extremely professional in all situations. This agency is very knowledgeable on all topics related to my insurance/finances. The customer service at this agency is bar none. I was very very pleased with the personal attention I received and feel confident that my best interests are my Swanson agent’s priority.
- Chris K. El Cajon, CA
This agency has been able to save me money! This agency has offered me more coverage! This agency came highly recommended by someone I trust. This agency was able to consolidate my policies. This agency has a high regard for integrity and that is important to me. This agency is extremely professional in all situations. This agency is very knowledgeable on all topics related to my insurance/finances. This agency looks at everything and offers very practical solutions. The customer service at this agency is bar none.
- Jim S. Alta Loma, CA
This agency has been able to save me money! This agency came highly recommended by someone I trust. This agency has a high regard for integrity and that is important to me. This agency is extremely professional in all situations. This agency is very knowledgeable on all topics related to my insurance/finances. This agency looks at everything and offers very practical solutions. The customer service at this agency is bar none.
- Tracey M. El Cajon, CA
Great customer service, prompt answer to insurance questions, and professional demeanor dealing with agents.
- Josue A. Chula Vista, CA
This agency has been able to save me money! This agency has a high regard for integrity and that is important to me. This agency is very knowledgeable on all topics related to my insurance/finances. This agency looks at everything and offers very practical solutions. The customer service at this agency is bar none.
- Robert F. El Cajon, CA
This agency has been able to save me money!
- Jenni M. Modesto, CA
We are very happy with our coverage and cost for that coverage. The service you provided was professional and done in a timely manner. We feel confident that we will get the best service from your company.
- Robyn F. San Diego, CA
Always helpful,good customer service!
- Sharon S. San Diego, CA
This agency has been able to save me money! This agency has offered me more coverage! This agency has a high regard for integrity and that is important to me. This agency is extremely professional in all situations. This agency is very knowledgeable on all topics related to my insurance/finances. The customer service at this agency is bar none. I have been with Swanson for years and would not change for any reason. Totally satisfied with the services they provide me over the years.
- Patricia M. Santee, CA
This agency was able to consolidate my policies. This agency has a high regard for integrity and that is important to me. This agency is extremely professional in all situations. This agency is very knowledgeable on all topics related to my insurance/finances. This agency looks at everything and offers very practical solutions. The customer service at this agency is bar none.
- Bunny R. San Marcos, CA
This agency has a high regard for integrity and that is important to me. This agency is extremely professional in all situations. This agency is very knowledgeable on all topics related to my insurance/finances.
- David F. Sacramento, CA
We have been with Swanson for at least two decades and they have always been very responsive and helpful with all my insurance needs. I would recommend them to anyone.
- Kathy O. El Cajon, CA
This agency has been able to save me money! I have been with Swanson Insurance for over 20 years.
- James G. El Cajon, CA
This agency has been able to save me money! This agency has offered me more coverage! This agency came highly recommended by someone I trust. This agency has a high regard for integrity and that is important to me. This agency is extremely professional in all situations. This agency is very knowledgeable on all topics related to my insurance/finances. This agency looks at everything and offers very practical solutions. The customer service at this agency is bar none.
- Celia D. San Diego, CA
This agency has been able to save me money! This agency has a high regard for integrity and that is important to me. This agency is extremely professional in all situations. This agency is very knowledgeable on all topics related to my insurance/finances. The customer service at this agency is bar none.
- Robert F. El Cajon, CA
Jim was very knowledgeable in regards to making sure I had the proper coverage. He was very thorough in assessing the coverage I needed for my company and didn’t add on any coverage that I didn’t need. I wasn’t sure if I was going to be able to keep my doors open from high premiums. But Jim shopped around and found great coverage with affordable premiums. I highly recommend Swanson Insurance Agency.
- Scott A. El Cajon, CA