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619.440.3708

Property Insurance

Strength and Stability for Your Home.

Your home is your sanctuary. It’s a dependable shelter that keeps you and your family safe, and it’s the place where memories are made. For most people, a house represents the biggest financial and emotional investment they’ll ever make. With the right Property Insurance plan, you can protect your investment and your personal property from whatever life throws your way.

Every Home Insurance policy is different, and at Swanson Insurance Agency, we’ll work with you to make sure that your policy fits the needs of yourself and your family. Property Insurance may insure your home from the following types of damage:

  • Fire and Lightning
  • Collisions from Vehicles or Aircraft
  • Hail
  • Sewer/Drain Backup
  • Windstorm
  • Vandalism
  • Volcanic Eruption
  • Smoke
  • Freezing Conditions or Snow

Property Insurance Options to Consider

There are many additional coverage types that are available to safeguard your home and belongings, and it’s important to talk with a representative from Swanson Insurance Agency who can help you find the right policy.

Options such as Personal Property Insurance and Flood or Earthquake Insurance may not fall under a standard Homeowners policy. In the event of an accident or theft, Personal Property can pay the actual cash value (ACV) or replacement cost of personal content items or articles like furniture, appliances, and clothing.

Other items that may be included are Builder’s Risk while your home is being built or reconstructed, and insurance for damage to pertinent/detached structures.

Another important feature to consider in your Homeowners policy is Dwelling Replacement Coverage. If a fire or other accident leaves your home a “total loss,” this coverage provides for the cost of replacing your home at its current value, rebuilding to code, and Ordinance & Law.

As is the case with many other features of Home Insurance, additional coverage can vary greatly depending on your policy, which is why it’s important to discuss your individual insurance options with Swanson Insurance Agency before making a decision.

Our Location

Swanson Insurance Agency

1161 E Main Street, #201
El Cajon, CA 92021
Main office: 619-440-3708
Toll free: 800-399-9848
Fax: 619-588-1917

Office Hours:

Mon: 8:00 AM - 5:00 PM
Tues: 8:00 AM - 5:00 PM
Wed: 8:00 AM - 5:00 PM
Thurs: 8:00 AM - 5:00 PM
Fri: 8:00 AM - 5:00 PM
Sat: Closed
Sun: Closed

Our Providers

Testimonials

We have been customers for many years. We are quite satisfied and would refer/recommend your insurance company happily.
- Wilma J. El Cajon, CA
I was unhappy with my previous insurer. This agency has a high regard for integrity and that is important to me. This agency is extremely professional in all situations. This agency is very knowledgeable on all topics related to my insurance/finances. The customer service at this agency is bar none. I was very very pleased with the personal attention I received and feel confident that my best interests are my Swanson agent’s priority.
- Chris K. El Cajon, CA
This agency has been able to save me money! This agency has offered me more coverage! This agency came highly recommended by someone I trust. This agency was able to consolidate my policies. This agency has a high regard for integrity and that is important to me. This agency is extremely professional in all situations. This agency is very knowledgeable on all topics related to my insurance/finances. This agency looks at everything and offers very practical solutions. The customer service at this agency is bar none.
- Jim S. Alta Loma, CA
This agency has been able to save me money! This agency came highly recommended by someone I trust. This agency has a high regard for integrity and that is important to me. This agency is extremely professional in all situations. This agency is very knowledgeable on all topics related to my insurance/finances. This agency looks at everything and offers very practical solutions. The customer service at this agency is bar none.
- Tracey M. El Cajon, CA
Great customer service, prompt answer to insurance questions, and professional demeanor dealing with agents.
- Josue A. Chula Vista, CA
This agency has been able to save me money! This agency has a high regard for integrity and that is important to me. This agency is very knowledgeable on all topics related to my insurance/finances. This agency looks at everything and offers very practical solutions. The customer service at this agency is bar none.
- Robert F. El Cajon, CA
This agency has been able to save me money!
- Jenni M. Modesto, CA
We are very happy with our coverage and cost for that coverage. The service you provided was professional and done in a timely manner. We feel confident that we will get the best service from your company.
- Robyn F. San Diego, CA
Always helpful,good customer service!
- Sharon S. San Diego, CA
This agency has been able to save me money! This agency has offered me more coverage! This agency has a high regard for integrity and that is important to me. This agency is extremely professional in all situations. This agency is very knowledgeable on all topics related to my insurance/finances. The customer service at this agency is bar none. I have been with Swanson for years and would not change for any reason. Totally satisfied with the services they provide me over the years.
- Patricia M. Santee, CA
This agency was able to consolidate my policies. This agency has a high regard for integrity and that is important to me. This agency is extremely professional in all situations. This agency is very knowledgeable on all topics related to my insurance/finances. This agency looks at everything and offers very practical solutions. The customer service at this agency is bar none.
- Bunny R. San Marcos, CA
This agency has a high regard for integrity and that is important to me. This agency is extremely professional in all situations. This agency is very knowledgeable on all topics related to my insurance/finances.
- David F. Sacramento, CA
We have been with Swanson for at least two decades and they have always been very responsive and helpful with all my insurance needs. I would recommend them to anyone.
- Kathy O. El Cajon, CA
This agency has been able to save me money! I have been with Swanson Insurance for over 20 years.
- James G. El Cajon, CA
This agency has been able to save me money! This agency has offered me more coverage! This agency came highly recommended by someone I trust. This agency has a high regard for integrity and that is important to me. This agency is extremely professional in all situations. This agency is very knowledgeable on all topics related to my insurance/finances. This agency looks at everything and offers very practical solutions. The customer service at this agency is bar none.
- Celia D. San Diego, CA
This agency has been able to save me money! This agency has a high regard for integrity and that is important to me. This agency is extremely professional in all situations. This agency is very knowledgeable on all topics related to my insurance/finances. The customer service at this agency is bar none.
- Robert F. El Cajon, CA
Jim was very knowledgeable in regards to making sure I had the proper coverage. He was very thorough in assessing the coverage I needed for my company and didn’t add on any coverage that I didn’t need. I wasn’t sure if I was going to be able to keep my doors open from high premiums. But Jim shopped around and found great coverage with affordable premiums. I highly recommend Swanson Insurance Agency.
- Scott A. El Cajon, CA